About

 

 

IN BRIEF

Welcome to D&O Partners. We are a family-owned wholesale insurance brokerage with over 40 years of experience in professional liability. If you are looking for the best coverage for the best price, with exceptional customer service, you've come to the right place. We pride ourselves on our service and expertise, and are available 24/7 to answer any of your questions.

  • D&O Partners

BIOS

David Ratner: Founding Partner

David began his insurance career underwriting Directors & Officers Liability for AIG in 1975. After working his way up the corporate ladder, he took the leap to start his own insurance brokerage in 1982. With hard work and dedication, he built that company into a successful regional specialist, and many years later was bought out by a large national competitor. David worked under their management for several years, but felt he lost the ability to focus on what he prided himself on the most- providing exceptional customer service. With his wealth of expertise and unrelenting work ethic, he opened D&O Partners in 2011.

Harley Ratner: Managing Partner

Harley, like many in the industry, never planned to work in insurance. He attended the University of Miami (Florida), majoring in Sports Administration, with dreams of becoming the General Manager of a professional sports team. Faced with reality, he followed in his father's footsteps and began his insurance career underwriting Cyber Liability for Allied World in 2009. The knowledge he gained from working on the carrier side (underwriting, policy drafting and review, claims handling and marketing) helped him tremendously when he decided to shift to the brokerage side and join his father at D&O Partners in 2012. Since then, he has helped build D&O Partners into the premier wholesaler for Professional Liability solutions.

Ryan Pritkin: Vice President

In 2012, shortly after graduating from Indiana University with a degree in Economics, Ryan started his insurance career at Allied World. He began underwriting Cyber Liability, Miscellaneous Professional Liability and Insurance Agents Errors & Omissions. After a few years of learning the business, he was presented with an opportunity to advance his career as a Senior Underwriter at CapSpecialty. Throughout his 8 years at Cap, Ryan advanced from underwriting accounts to developing new products and managing teams that focused both on small admitted business as well as hard-to-place E&S accounts. These lines of business ran the gamut from Insurance Agents, Financial Institutions, Lawyers Professional, Miscellaneous Professional and Cyber Liability. Ryan developed technical underwriting and analytical skills that are imperative to understanding various company’s exposures and pressure points. In November of 2022, Ryan decided it was time to take on a new challenge and become a broker at D&O Partners.

Patrick Warrington: Vice President

With over a decade of insurance industry knowledge and connections, Patrick’s specialized focus of Professional Liability makes him a great asset for D&O Partners as a Wholesale Broker. He works directly with Retail Broker partners to help place and asses their clients Professional Liability and Employment Practices Liability risks for: Lawyers, Accountants, Architects & Engineers, Healthcare Providers, Software Consultants, Real Estate Agents, Title Agents, and more.

Patrick began his insurance career as a Broker Assistant at Venture Programs, in West Chester, PA. While at Venture, he worked directly with their partner brokers to place Golf Course and Hospitality risks. Patrick moved on to NSM Insurance Group in Conshohocken, PA as a Retail Producer. With a focus on Professional Liability for mid to large law firms, Patrick was able to work directly with Managing Partners across the country to asses and protect their firm’s assets and mitigate exposure to malpractice claims.

Outside of insurance, Patrick is a huge Philadelphia sports fan, avid golfer, and father of two sons: Cooper and Brooks.

OUR MISSION

 

At D&O Partners, our purpose is to help our clients secure professional liability insurance with the broadest coverage for the best price. We strive to provide the best customer service in the industry and make sure our clients are equipped with the knowledge they need to feel confident they are making the best decisions they can. We believe no phone call or e-mail should go unanswered and are available 24/7 to help any way we can.

 
  • Travelers
  • Swiss RE
  • QBE
  • Lloyds
  • Iron Shore
  • Hiscox
  • HCC
  • Allied World
  • ACE Insured
  • RSUI
  • RSUI
  • RSUI
  • Markel
  • Markel
  • Kinsale
  • Great American
  • Crum and Forster